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Key Highlights
The Benefits
Buy With Confidence
Purchase before selling.
Avoid Contingent Offers
Strengthen your buying position.
Move On Your Timeline
Sell when you're ready.
What's Required
Current Home Equity
Sufficient equity is typically required.
Mortgage Qualification
Approval is still required.
Program Eligibility
Availability varies by lender.
The Ins & Outs
How it Works
A Buy Before You Sell solution helps eligible homeowners purchase their next home before selling their current one. Instead of rushing to list your home or making a contingent offer, these programs provide flexible financing to bridge the transition.
Whether you're upsizing, downsizing, or relocating, a Buy Before You Sell solution can help make your move smoother and less stressful.
Example Scenario
A family finds their dream home but hasn't sold their current home yet. A Buy Before You Sell solution allows them to purchase the new home first, move on their own schedule, and sell the previous home afterward.
What is a Buy Before You Sell solution?
A Buy Before You Sell solution helps eligible homeowners purchase their next home before selling their current property.
Do I need to sell my home first?
Not necessarily. Eligible borrowers may be able to purchase their next home before listing or closing on the sale of their current home.
Who is this solution designed for?
It's ideal for homeowners who want greater flexibility when transitioning from one home to another.
Can I avoid a contingent offer?
In many cases, yes. Depending on the program, a Buy Before You Sell solution may allow you to make a stronger offer without a home-sale contingency.
Is this available for every borrower?
No. Program availability and eligibility vary by lender, available home equity, and your overall financial profile.
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